Laguna Beach, CA 92651

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Terms of Service

Terms of Service for WealthXO.com Last Updated: [11/01/2024] Welcome to WealthXO.com, a website and service operated by Wealth XO LLC (“Wealth XO,” “we,” “us,” or “our”). By accessing or using our website and services (collectively, “Services”), you agree to be bound by these Terms of Service (“Terms”). Please read them carefully, as they contain important information about your rights and obligations.
 1. Acceptance of Terms By accessing WealthXO.com, you agree to comply with and be legally bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our Services.
2. Changes to Terms We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our website. Your continued use of our Services after any changes indicates your acceptance of the revised Terms
 3. Eligibility You must be at least 18 years old and able to form legally binding contracts to use our Services. By using WealthXO.com, you represent and warrant that you meet these requirements.
 4. Account Registration To access certain features of our Services, you may need to register for an account. You agree to provide accurate and complete information during registration and keep it up to date. You are responsible for maintaining the confidentiality of your account and password and accept responsibility for all activities that occur under your account.
 5. Use of Services Wealth XO provides financial education and informational services only. We are not a registered investment advisor, and nothing on our website should be considered personalized financial or investment advice. You agree that you are using our Services for personal and informational purposes only.
6. Intellectual Property All content on WealthXO.com, including but not limited to text, graphics, images, and code, is owned by Wealth XO or its licensors and is protected by copyright, trademark, and other laws. You agree not to copy, distribute, or create derivative works of any part of our content without our express written permission.
 7. Prohibited Activities You agree not to: • Use the Services in violation of any applicable laws or regulations. • Engage in any activity that disrupts or interferes with our Services. • Reverse engineer or attempt to extract the source code of our Services. • Impersonate any person or entity or misrepresent your affiliation with any person or entity.
 8. Disclaimer of Warranties Our Services are provided “as is” and “as available” without any warranties of any kind, express or implied. We make no representations or warranties regarding the accuracy or completeness of content on WealthXO.com. Your use of our Services is at your sole risk.
 9. Limitation of Liability In no event shall Wealth XO, its directors, employees, or affiliates, be liable for any indirect, incidental, or consequential damages, including lost profits or data, arising from your use of or inability to use our Services. Our maximum liability to you for any claim shall not exceed the amount you paid us for the Services in the preceding 12 months.
10. Indemnification You agree to indemnify,  defend, and hold harmless Wealth XO and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising from your use of the Services or violation of these Terms.
11. Termination We reserve the right to terminate or suspend your access to our Services, at our sole discretion, without notice, if you violate these Terms or engage in conduct that harms the reputation or operation of Wealth XO.
 12. Governing Law and Dispute Resolution These Terms are governed by the laws of the state of California without regard to its conflict of laws principles. Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in [Your Location], except that either party may seek injunctive relief in a court of competent jurisdiction.
 13. Contact Us If you have any questions about these Terms, please contact us at: Wealth XO LLC Email: wealthxo@gmail.com.
Acknowledgment By using WealthXO.com, you acknowledge that you have read and agree to these Terms.