Privacy Policy

Effective Date: July 26, 2025

At Wealth XO, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information, and outlines your rights under the California Consumer Privacy Act (CCPA), the General Data Protection Regulation (GDPR), and other applicable privacy laws.

1. Information We Collect

We may collect the following types of information:
– Contact details (name, email address, phone number)
– Account information (login details, preferences)
– Usage data (IP address, browser type, page visits)
– Cookie and tracking data (Google Analytics, advertising pixels)

2. How We Use Your Information

We use your data for:
– Improving user experience
– Communicating with you
– Marketing and promotions (only with consent)
– Analytics and service optimization

3. Sharing Your Information

We may share data with:
– Service providers (e.g., Google, Mailchimp, Facebook)
– Legal authorities when required
– Partners and affiliates (with your consent)

We never sell your personal information.

4. Your Rights (GDPR & CCPA)

Depending on your location, you may have the following rights:
– Access your personal data
– Request data deletion
– Opt out of data sales (CCPA)
– Correct or update your data
– Withdraw consent (GDPR)

5. How to Exercise Your Rights

To submit a request, please visit our Contact or email us at wealthXO@gmail.com.

We will verify your identity before processing your request.

6. Cookies and Tracking

We use cookies to improve functionality and measure performance. You may opt out via our Cookie Settings.

7. Security Measures

We use encryption, firewalls, and limited access controls to protect your data. However, no system is 100% secure.

8. Data Retention

We retain personal data only as long as necessary for the purposes outlined above or as required by law.

9. International Users

If you are outside of the U.S., please note that your data may be processed in the U.S. where laws may differ.

10. Contact Us

If you have any questions or concerns about this policy, please contact:
**Email:** wealthXO@gmail.com
**Mailing Address:** Laguna Beach, CA 92651

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